....also what about pre-paid escrows for property taxes and insurance?

I know I can exclude them so I dont have multiple entries for the same debit, but what causes it.  

Are there prepaid homeowners insurance or property tax included in that?

My tenants love it and there are no fees on either side if using a bank or debit card.

This is why some firms pay their employees by deposits onto debit cards, and then they can get cash via an ATM. 

The unbanked can get a pre-paid debit card at walmart or circle K as long as the card permits ACH debits it should work.

In our state, there is also a distinction between pre-paid rent, such as last month, and rent, which is first month.  

You set up as a Debit to an asset account (the van) and a credit to a liability account (the auto loan).

Also it can be setup for automatic debit.

All notices required or permitted under this Agreement shall be in writing and shall be deemed delivered when delivered in person or deposited in the United States mail, postage prepaid, addressed as follows:IF for The Seller and/or The Buyer:___________________________________________________________________________Address: ___________________________________________________________________Print: _______________________________________ Date: ___________________________IF for The Consultant:___________________________________________________________________________Address: ___________________________________________________________________Print: _______________________________________ Date:___________________________Such address may be changed from time to time by either party by providing written notice to the other in the manner set forth above. 11.