Those states could be nearby in your market area.  

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

If the only MFH options you're finding are in areas you're not comfortable with, it might be worth focusing on a duplex in a better neighborhood.Saving up for a larger property later is a valid approach too, but keep in mind that real estate tends to appreciate over time, and waiting might make it harder to enter the market later.

Hopefully you are starting to see these investments as products and they have a set market price.

I’d recommend looking for a market that’s affordable and has good rental demand—local job growth or proximity to schools can be a sign of a solid investment.

If you have experience in cash-flow markets, creative financing, or multifamily properties, I’d love to connect!

Sounds like mostly a marketing thing from what I just read.

@Annabelle Rozen  I believe the stability of the rental market within Allentown is rather robust. 

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Negative gearing kills the market for cashflow investors.