Planning to purchase in Phx,Az and surrounding areas, my equifax score is 700, experian 645,no debt whatsoever, have 1099 for 2022 and 2023 (required 2yrs), on my 1099s it says i make 135k per year, do not have tax returns (yea, yea), im planning to first start with my bank wells fargo.This would be my first home and at 1st plan to live in it, possible house hack, going for a -$300k loan. should i go traditional, fha , i plan to be on a fixed rate so I dont get surprises later on.In my situation, what down payment amount do you think will be needed .

Think of all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

If it was expensive, I would have wanted to make sure it wasn't damaged or lost because if it was damaged or lost them the deposit is basically lost replacing it with nothing left for other damage later.

Now, 7 months later, Bitcoin is funding my real estate investments, so (for me) the thread is highly relevant to real estate investing.  

There is no origination listed, which is odd for a DSCR loan...I would double-check that that's not something they'll sneak in there later.

I charged them 1 day late rent fee and asked them to make sure any new accounts are verified prior to the 1st in the future.

We acquired a townhome property from a wholesaler, executed a successful renovation and remodeling plan, and achieved a profitable sale just 116 days later.

I have a fairly extensive summary of GA tax sales process in my notes file — I’ll send to you later if you want it… but I found it in this forum if you want it sooner  

I got my start in REI a little later than most here but since 2016 I still have all of the rentals (16 LTR) I have bought over the years.

I bought my 1st house at 21. 16 years later I've done over $200 Million in transactions.