Whatever course you decide to take in life, the result you get out of that decision will be in direct proportion to the energy and effort you put into the decision you make.I went to a 4 year public university, UCLA, that at the time I went, was a great bargain, graduating in 5 years with only $5k in student debt.One advantage to going to school is that you will be exposed to many different ideas and people and cultures from all over the world, and you'll learn from them.  

By them making comments or suggestions they probably are indirectly trying to get you to see how smart they really are. :-)

This is dependent on your income.There are ways potentially to indirectly make a Roth contribution via backdoor.

I needed the flexibility to start, get training, support, and mentorship part time so that when I did take time off from work, it was in direct support of a client. 

Or other items that increase rental revenue directly (i.e. adding bedrooms) or indirectly (i.e. used stainless steel appliances, a washer/dryer, etc.).

Any transfer to an individual, either directly or indirectly, where full consideration (measured in money or money's worth) is not received in return.Does this mean that if I gift my share of the down payment, my name cannot be on the deed of the property?

The indirect impact will take years (substantially increased inflation, unstable stock market, rising taxes to pay for all this).One thing is certain, housing will be in demand.  

That does NOT mean the tenant isn't paying directly or indirectly. 

Agreed with Nathan G. with all this, clearly defined goals and taking one step at a time in direction will defiantly help.

Best way for me to get names was to apply for loans and then I went on to ask about their properties once I got in direct contact with their sources.