Yes it explicitly allowed things like the term and rate, and I wrote that it should exclude anything additional which is unnecessary since I couldn't be there to read the closing docs themselves (which I assume can vary depending on what the branch leader/loan officer wants for the nonconforming loan).  

If the damages incurred exceed the SD, you can file a small claim for the remaining balance.Good luck with this process, and I hope the damages are not major.

One issue I've uncovered in this is that they also add a $75 "admin fee" in addition to the percentage based "supervisory fee."

Can I use her security deposit to cover these legal fees I've incurred due to her not moving out?

Here are a few things to keep in mind:Eviction Process: Courts often prioritize tenant rights, and during certain times of year (like the winter months), it’s tougher to get an eviction through.Legal Barriers: If the property is rent-stabilized or the tenants have protections, it could mean additional layers of complexity. 

Thanks for the additional resources for me to follow up with!

You could request a price reduction or additional seller credits for the inconvenience and security risk.

In addition, i am thinking/open too- OPM, seller financing, syndication etc too.

This is all in ADDITION to of course having the obivous (bed set in the master plus a couch) The main reason im debating is because its a 2 bed.

I am based in Ventura and have experience managing rentals and we work with all kinds of investors in addition to being an investor as well.