Including most of the big malls like The Galleria in Dallas and the Stonebriar in Frisco.   

It included my real name, our real home address, and what was probably a Google voice number.

It indirectly impacts the credit score, which would be included in either metric.

Hoping others experienced similar with input to share, lessons learned etc.1) REFRIGERATOR: Brand new refrigerator was installed after tenant  maybe two-three years ago. 

It’s still a worthy strategy to force cash flow that’s rare to find in SoCal, especially if you can reduce the cost of construction by doing a conversion/using an ADU grant or even buying a property with an existing ADU In general, even if the ADU valuation matches your cost including grants, they are usually not worth it in southern CA in single family zones. 

Politely and clearly, make it extra clear that all information will be verified including income prior to the signing of any lease.  

The important things to consider about HOA fees is that they usually include some utilities: Water/Sewer, Trash, sometimes shared amenities like gym, clubhouse, pool, and they are saving you the time and headache for property maintenance: lawn care, tree timing, roof, siding, etc.

Their advantages include house hacking which includes better finance options and hustle.My last purchase was so large cash negative that the rents were $3k less than PITI.  

Include a lender in your conversations that specializes in working with investors.  

This would include adding another bedroom and making it a full 2 bath.