Sometimes when people move out others forward their mail to a different address to steal the credit cards, etc. or for identity fraud.

In your case, my gut tells me just do one cash out refinance rather than a HELOC into a refinance because it will save you from paying two sets of closing costs and title fees. 

And on and on and on.Assuming that you have absolutely identical tax years in 2024 and 2025 (which is never really the case), you usually win mathematically by spreading your sales (or any income, for that matter) over multiple years versus receiving all income in a single year. 

Specifically, I'm interested in understanding the challenges and experiences associated with the barment process and the subsequent quiet title action after the redemption period concludes.What complications, if any, have you encountered during the barment process or while pursuing a quiet title action in GA?

As the title of this post mentions, Buyer should be aware that now the MLS requires Buyers to be in a agency contract with their agent before scheduling any tours.

I am not so much looking for servicing the monthly payments, but more of creating the necessary legal documents and filing with the appropriate govt entities so that I can place a lien on the title of the RE that we are purchasing. 

They just said, how much do you need and then wired the money to the title company.THAT is private money.

TOPA is neither a big deal for a buyer or seller if you are working with an agent and title company with extensive TOPA experience.

There are many Business Loan Applications, which are virtually identical and carefully worded, that you can find online.Hopefully, your lawyer includes a Certificate of Non-Owner Occupancy in your loan package, and language to that effect is liberally mentioned in your note and mortgage/deed of trust.Consider obtaining a script offered now by some lending attorneys that you can use to interview your borrower about their intent during a recorded Zoom call.

I believe the only way to get somewhat solid protection in this scenario is to have the title AND the loan in the LLCs name from the start (not in your name and then later quitclaiming it).