raising the rate like this on an owner occupied could get you in some hot water.

Here's the post minus her contact info and exact address:I'm telling mine pretty rough shape mobile homes I feel about my dress this would be worth almost 200,000 not too long from now so good because I need to live in it for 15 more years until I die whichever comes first I think 35 in cash and you can take it over when I die or 15 years first or I'll accept 10,000 cash down and a few hundred a month until you ready to take it over at that time of my death or whatever then you would be giving that payment to my children until the contractor satisfied serious requires only please  or you can email me let me know if you want to come look at it whatever money I get at the beginning and their household it's going to go into fixing the place up by the time I die I hope it's quite nice extremely life actually before the viral to be able to actually move into it themselves it'd be a hold of my place by the time I can do any more to it hopefully waterwood drive Gainesville Georgia 30506 I'm ready to do it ASAPMy first reply:Cute area, actually owned by poster, and almost a half-acre with the small 684-foot trailer.

I will give you some of my highlights.People in Texas complain about their property taxes at 3% ours are about 4.5%.New York in general and Monroe county specifically are very tenant friendly.Depending  on the town, the code inspectors/police can be quite anal.Since Covid and the 2020 protests we’ve seen an increase in crime in the city and therefore weakening demand in the city proper and increasing demand for the suburbs.Industry is well diversified—University of Rochester (medicine) L3Harris (defense) xerox (IT) and paychex (software/hr)) and relatively recession proof.Population growth is low and therefore appreciation (except the past 4 years) has been moderate as well.There aren’t many builders in the area so supply is relatively fixed.Home (and rent) prices are both affordable with homes typically being less than 1/3 median household income and rent being similarly affordable.For single family homes at 8% rent will cover piti with about 100$ to spare in the A areas.

Adding the right amenities like a hot tub or sauna here in Colorado make a big difference as well.People are still going to visit Sedona.

If you want to be competitive and the market is hot, your total earnest money (all in before closing) should be at least half of your downpayment.

A beautiful excel tool would help a lot (along with #s from a CPA) Where / how can I get my hot hands on something like this?

(Of course, prices have skyrocketed since the last time rates were 7%...)The problem with "...am questioning if I should buy now or continue to save in hopes that mortgage rates drop in a couple of months. ..." is that rates might not go down for YEARS - if at all.Inflation keeps coming in hot.

-Give them advice on what's popular in your area (meaning stay on top of what's hot).

I’m in the red hot market of CT and just went under contract today for a duplex near a college.

These are because of major developments occurring and proximity to hots spots like Brickell, Wynwood, and the beaches.