I don't care if the market is up, down or sidewise, I'm still a buyer. 

Classes B and C are okay, although we will spend more time analyzing a Class C.

They are durable, but catch hair and dog fur more than the Bassets.I would avoid faux leather.

PS been a CA RE broker since 77 I think.. and I dont sell RE any more but if I got back into working with the public ( I only sell properties i own).

@Sharad Bagri  Lots of people say "as long as the payments are being made on time, the lender won't care." 

I rely on personal care assistants (PCAs) for daily help, which are fortunately covered by government benefits.

I don’t care to hide my fee as I will be very transparent.

Be careful, and happy to connect if you need help. 

But be careful.

It definitely escalates the situation though, so I'd research the process and carefully consider the option before embarking on it...but if you pursue that route you can likely escrow Dec 1 rent and I'm sure that will get some attention.