Quote from @Juan Ruben Cortez: I believe the funding fee is 0.5% of the remaining loan balance, plus maybe another $500 - $1,000 in lender fees. 

I don’t have a loan on the property and hold it cash, but, if I sell it would lend the profits as hard money and earn 10%+. 

@Madison Sloan All depends on what you're willing to accept and if you can get approved for a loan now or not.

You can spread your cash out pretty far here when taking advantage of leverage opportunities like 100% purchase/100% rehab hard money loans.

If you create or fund an IUL instead of paying cash you can then get a loan on the IUL.

We process, underwrite, close and fund the loan.  

Mortgage lenders will qualify you for a higher purchase amount for multis than they would on a single, because they will count the rent you will be making on the other units as additional qualifying income for your loan application.

Is there a loan assumption available?  

@Brian Rocha It’s clear why most lenders insist on including rehab funds in the loan, and all of our partner banks follow this practice for fix-and-flip loans to minimize risk and meet securitization standards.

My comments were geared toward the protections provided an investor after going under contract and prior to closing.