By collapsing a segment of regional lenders, it becomes a consolidating event, because you the "evil genius's" of it all get to swop in wearing a hero's disguise, claim the victors conquest/rewards while staking you "must do it for the common good" and the sheeple applaud your consolidation vs fight it. 

Here is one piece that is extremely important:If you have a low credit score, you need to find out why.

Quote from @Hamed Rahimi: With so few properties, you'll spend more time learning how to use the tools than you will save from using them.Software is a common question on BiggerPockets.

I understand some of the downsides to section 8 - but if you get good tenants in your units (you do get to pick them - a common argument for investing here )I see it  most hopefully being a relaivelycomfortable cash flow opportunity.  

When you have excessive and the only common denominator is the management team it is management that is the issue.

But it's not super common in Canada.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.PM us if you’d like to discuss this logical approach in greater detail!

Common issues include incomplete data (e.g., missing property taxes or HOA fees), unreliable rent estimates, and the time-consuming process of manually calculating metrics like cash flow or ROI.Platform Preference: A web-based platform would work well for in-depth analysis, but a mobile app would be crucial for on-the-go research and quick evaluations, especially when touring properties.Wish-List Features: A tool that integrates local market data (rental demand, appreciation rates, or vacancy rates) and offers scenario modeling (e.g., "What happens if I increase rents by 10%?")

You can make SFR work but extremely tough in traditional sense.

Also noticing the amateur one's being immensely stubborn and extreme gatekeeping.