The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

So, the question is, is it worth the extra cost (time and money) to add my listing to VRBO? 

On the broker side for NNN as an example I had clients use 7 to 10 year fixed debt low in the 3's to 4's and sometimes assumable even when possible to build in with the lender.I like longer fixed debt to give extra time to refi or sell the asset when best in cycle.

What do people think of Airbnb's "Extra Guest Fee"?

Work 20 hours a week at McDonalds and you can earn an extra $1,000 a month.

Just get a loan broker residing in Cincinnati, pay the extra origination cost (those fees are usually buried in a lender's origination fee anyway) and find the right lender for your situation.

Do you need a bigger truck and a trailer, extra insurance storage..can you rent your machine out when your not using it?

With your construction background and the extra time your day job gives you, you're in a great position to dive into real estate investing.

However many times they won't tell you that, they'll just deny coverage and act like they fought so hard to get it approved but the coverage is just not there (when it certainly is).A good public adjuster will more than pay for their fee with the extra $$ they'll get you.

So you get extra exposure to your site, and you get to set all your own policies.