For NOI I didn't because that excludes it.

The agent wanted to exclude that property and sell us the other three but only discount the package by 13k.

Housing may exclude children only if it meets the Fair Housing Act's exemption for housing for older persons.

@Emily Reddington,A few things...1) If you lived in this duplex for 2 of the past 5 years, you should be able to exclude any capital gains from the portion you lived in (i.e. about 50% give or take, probably depending on the square footage).  

Don't feel bad, this is exactly why 80% of borrowers mis-state their income.Your math implies that there are 4 weeks in a month.If there were 4 weeks in a month, and 12 months in a year, that would imply 48 weeks a year.But there are 52 weeks a year, because there are not EXACTLY 4 weeks (28 days) in any month, excluding February.The instructor is correct, that's the exact math I did in 2 seconds when I read the question. 14.50/hr times 30 hours a week times 52 weeks divided by 12 months.In practice, this is unlikely to be the actual number that an actual underwriter would use.

I know with self directed iras, you are excluded from investing into family members.

It appears most banks/lenders (excluding hard money lenders) don't work with EINs.  

To exclude our military members from the American dream of homeownership, is downright absurd.Now, I can see in one-off situations that if the listing agent knows that the property condition can't pass VA, they could exclude it right on the listing to save everyone's time, and that would make sense. 

If its the same dated filter I installed at move out I'll charge the tenant for a service of the unit due to the added strain on the system they caused by not following our lease agreement.With your plumbing situation I would include a lease provision that states tenants are responsible for maintaining all plumbing, excluding root intrusion and the like.

Dwelling (Building coverage)The limit should be based on the Replacement Cost of the building (cost to rebuild withthe same kind and quality excluding the foundation)2.