Make a conscious effort to be engaged.

You want to find a group or an individual who can provide the 401K documents, then your mother can find a bank that doesn't have its collective consciousness firmly planted up their debit columns.

. :)One of my coworkers, a Black woman, has felt it necessary to remove her glamour shot from most stuff, and be aware/conscious about when/if she puts it back on some stuff, which she only does selectively.

It loves to focus on your failures, the larger, the better.Firstly, make a conscious effort to not struggle with it.

The promises re graphene solar and alternatives to tree-based "lumber," etc are all wonderful as these buildings would be ecologically ideal. 

I’ve always been a saver, but I had never actually tracked my spending, or consciously saved for anything except the vague idea that I needed to "save for the future."

I wouldn't let the tax tail wag the dog on this one, but good to be tax-conscious always. 

I am conscious of this issue.

Those who make a conscious choice to break a law for their own benefit in response to an other's illegal actions are no better than the people who broke the law in the first place. 

Fortunately for us, we made a conscious decision to invest together long before any specific deal came along.