Questions—Can the owner of a property discharge an IRS tax lien against a property if the lien was related to the previous property owner debt? 

And we are presuming the OP has had a Roth for at least 5 years, otherwise there are fines/fees to access.Without knowing the numbers in the personal brokerage, the Roth or the SEPIRA or even how much is needed for this prospective deal, I suspect a qualified financial advisor (I am NOT a CPA or CFA) would suggest the Roth is the last tool to touch, with the personal brokerage being the first to discharge from for the deal needs. 

Some guidance is needed from anyone with experience with Chp 13 discharge and getting a first time home loan or investment property loan. 

Once you have your discharge, that's an etirely different matter. 

If she filed chapt 13 and has enough income to service the debt, it's a lot eaasier.I'll assume in this situation, she filed chapt 7 to discharge all debt.

You must apply to convert SGLI to VGLI within one year and 120 days from discharge.

Filing a bankruptcy and having a bankruptcy discharged fully are 2 different thingsI would start a consulting business and help people that have bad credit improve their credit on lease to ownLearn about the fair credit reporting actRead everything on this website www.upgrademycredit.comI would then get a secured Visa card where you deposit $500 and get a credit line $500 and they report positive historyThen I would take $1000 and go down a major bank to get a secured installment loan and asked if they report secured installment loan credit history to the bureausAlso get 1 Macy's card once you get the secured visa paid on for 6 paymentsOther things you can do is learn about subject to existing financing, Wraps, JVs, private lending etcGood luck!

@Michael Cornell According to Fannie Mae, the waiting period is 4 years, measured from the discharge date, for a Chapter 7, unless there are "extenuating circumstances", in which case it could be 2 years.  

Then, gutting the upstairs master bedroom floor for laundry chutes leading to the utility room tables.  

It has an ADF chute and was cheap : ).Would this item need to be placed on a de minimis exemption page for my taxes and me keep some where in my rental records, written down, something like the following:"The general capitalization policy for tax purposes is that all equipment and other fixed assets costing in excess of $500 per invoice (or per item as substantiated by the invoice) will be recorded as an asset.