Your local yellow pages should have a fairly comprehensive list of commercial lenders in your area.

I just need a comprehensive plan. 1)Traditional savings methods such as Treasuries, saving accounts, term deposits don't offer good returns. 2) Fix/Flip don't have enough potential to reach my goals and its not passive. 3) I've researched companies like Prosper and Lending Club but their stats and no-collateral is discouraging. 4) I like the idea of owning a large multi-family complex debt free.

The PA laws are not very comprehensive and is basically all stemming from the Landlord Tenant Act of 1958 which does not really include specifics so I am researching other states and found more comprehensive information about bailment but no such specifics regarding what's permissible to be deducted from the security deposits or not.If anything, the courts always seem to refer to other states' statues in helping define an area of law that hasn't been written down yet.

We had 12 rentals at the time and I felt that the combination was enough for my contribution to the household.

You will use this percentage to figure and multiply it by the following household expenses: maintenance, interest, property taxes, insurance, and utilities.

Rich Weese has a comprehensive thread on building homes: Excerpt:"Plans and Engineering You can save some money here.You can select draftsman or architect.

I've also looked into Gene Towbridges stuff, which looks comprehensive, but when I talked to him on the phone, I didn't get the impression that he was that interested in it anymore himself.

Jeff -- if time is very tight for you, I don't know how you can manage the risk of ANY sort of long distance investing, whether it's straight trust deed, equity sharing, or developing a comprehensive team.

HR 4 (Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayment Act of 2011), which the President signed on April 14, 2011, very clearly repealed the requirement for landlords to file 1099-MISC.

That's about as much leverage as I want anyway.As far as HELOC's go, I'm assuming that most people want to lock up long term fixed rate loans, not have a ton of floating rate debt at whatever point the worlds' lenders ascertain that the future US govt cash flows available to somehow repay the spiraling debt and unfunded liabilities (a mere $100T or $1M per household), are woefully and absurdly inadequate.