Hi there, Say i have 3 properties that produce 500$ cash flow /month, 6000/year, and to buy a new property i need 24000, so 4 years of savings. After buying the property the cash flow will be 670/month, 8040/year, and...

My payments are 1430 (compound account) with an HOA payment of 105 per month.

Of course, to compound this analysis, you can have a modest area that actually has certain sections that are seeing growth due to proximity to education, transportation, industry, or some other attraction like rivers and recreation.

On another portion of the house, the brick cavity wall was bowing out and had pulled off the structure. 

@Pat L. you got guys to hang strapping, drywall, tape and compound an entire 1200 SF house, walls and ceilings for $1175, in NY?

Get yourself a bit of self leveling compound.

:pup: [size=24]Bow wow wow yippy yo yippy yay!

I (virtually) bow down and kiss your piggies :worship:

To further compound the problem, when banks are facing defaults they further tighten their lending so even if your property hasn't fallen far in value (maybe your rents rose dramatically like the oil boom times in North Dakota), they may only make loans at 55-65% so either way you need to inject some equity. 

Great results come from the compounding of daily work.