LTRs basically do not cash flow at current prices with conventional rates. 

I wrote a long post about the basics of depreciation if you want to understand it better:https://www.biggerpockets.com/forums/51/topics/1121063-expla...2.

They may ask for a basic LOE but that's if they are really nit picky. 

Now after the fact, he sends us a bill that basically outlines taking care of all the same things the other bit mentioned, but he is  wanting 23K after the fact.  

The protocol, my team tasks in situations like this would be the following: First, evaluate if the requested repair is truly cosmetic or if it impacts habitability.

My cleaners have the basic resupply built into their costs which means guest is paying for the consumables.  

Focusing on the foundational basics and your operations is more important long term.   

I am really intrested on real estate and getting hands on with basics required really excited and also nervous about this new journey but the goal is to be financially independent 

I've been listening to audiobooks and podcasts whenever I commute or conduct repetitive tasks at work, read books on the plane, or look through the forums as needed.

I personally like working with a broker because I know they are helping to vet the insurer and making sure that I am not missing key pieces of coverage.That said, from my understanding of the insurance markets basically different insurers like to spread their risk out across geography and asset class.