Hoarding is a weird situation.

There's also some that I'm very happy with.When vetting a syndication, every investor will do it differently because every investor has a different risk tolerance, comes from a different financial situation and has different financial goals.

Many (most)lenders specialize in just a few loan speciality types, which may not include the type that would be optimal for your particular situation.2.

It is not accurate in a conversion situation.

Any time I hear someone refer to "cold calling", I cringe as I put myself in the position of the person receiving the call or email and know that I will almost never buy/agree to anything from someone cold calling me.What I like to do when I'm in these situations, is try what I refer to as "warm calling".

I would work with a lender on your specific situation. 

But, that is not always the right answer and you should speak with someone familiar with your personal situation to get advice specific to you.

I also was a back room vendor at Rich Dad .. same situations.

Everybody has their own situation.

So, they shouldn't be stuck in a bad situation. 2.