What markets are best/safe for young family that will also have strong future/current rental potential.

Reviews and presence online are a must.

Thanks to zoom, many musicians are teaching lessons online so they have a wider audience and can operate from anywhere. 

We can sometimes find houses built in the 60s-80s with these ratios but never new construction and definitely not in safe locations.

***You'd want to make it worthwhile to foreclose and also be safe***If someone is an A Paper borrower just needing to close fast, some of my investors will go 75 LTV.You can also always feel more comfortable on a purchase rather than a refi, as people are bringing skin into the game, not trying to exit.

Online you get pitched way more than you get connected, although you can make great friends here.2.

Quote from @Andrew Burrell: You can usually set up an LLC yourself or use an online company that is inexpensive.

Hey guys, I personally set up my partner and I's LLC online in about 30 minutes, without the use of a lawyer.

I work also in sales and my income is not stable so even more important to have safe ratio, I have some clients with very stable corporate jobs and they are able to use even more leverage and go more for high total return.

I'd attack the credit report :) 1) lower (pay down) whatever accounts have a high utilization percentage 2) contact each of 3 major consumer credit agencies and get a free report, then dispute every hard inquiry that is *NOT* associated with an open account 3) call the credit cards you already have established and ask for a credit line increase -- often can be done online and they do not verify income, hint hint.