I paid cash using a HELOC on my personal residence.

Please tell us more about the financing you have lined up - is it a traditional mortgage, DSR loan, HELOC...Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location(s) to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

, I’m looking into doing a HELOC on my current owner-occupied duplex (live in one side) to help fund a down payment on another duplex.

I have one sfr that I'm holding with plenty of equity but it is under long term lease agreement and I don't want to leverage HELOC as I intend to cash out when the lease is up.   

Good morning Ashley, It depends on what you plan on using the HELOC for.

Does anyone know a lender that will do a HELOC 85 or 90ltv in NY on a second home (owner occupied not an investment property) greater than 500k.

Heloc for acquisition and cash for rehab.

Paying off my house and increasing my heloc to invest in other properties?

Financed $120k (80% LTV) at 8.5%, 30 year with no secured loan (not a heloc).  

. $300 is also 3% of 10k.Now if you use your HELOC to get this $10k, but your HELOC is 4%.