I'd think most of the questions would kill the deal in most cases.I did see a guy that was a teacher once, I think wife had passed. 

Check this little guy I pulled out of some insulation.

These guys are best in terms of time & Cost, www.archtri.com

I hate to borrow money on this house I just paid off so I’m going to try to avoid that.

What your describing is nice but at least the guy knew there was going to be a sale..

Good points above, but my main point is the same as Mike: there are great tenants that pay market rent.You should raise rent on a great tenant the same way you would with a decent tenant or a bad tenant: quickly and professionally.Kevin is a smart guy, but I'm afraid I have to disagree with his incremental rent increases.

I want to partial 15 (out of 30) years payments and also hypothecate it at 50% LTV.I know you guys see issues with this so let's try and talk them out to find solutions.A partialled note done via assignment is not collateralizable by the AssignorMy thought here is to hypothecate first, partial afterwards.

For my calculation, I've assumed $1200/yr utility paymentsSeller is asking for $5,25k, but according to my calculating a fair price at 7.5% cap rate woud be $4,80k.What do you guys think?

I know one guy who hates brokers and will never use one  because his mother had a romantic affair with a broker and it broke up his family when he was a kid.    

I’m not suggesting this guy is, just providing some insight.