A cash-out refinance can reduce your credit utilization and improve your credit score.

I would also expect to start to see some significant price reductions on land, especially those parcels which are not buildable or have no utilities on them. 

They used to issue glossy brochures as inserts to real estate magazines, which were actually very light on articles and very heavy on insert ads.  

They utilize Propertyware for the portal which is very simple and all maintenance requests and payments can be viewed in the portal.

If you increase rents, if you go MUGS and put the utilities, if if if ifHaving owned and sold businesses and 1-2 properties, I have learned that I do not want to pay for POTENTIAL, but want to pay for what it ACTUALLY produces.Of course the seller will want the max, and the real estate agent will also want the max, so will push for the Pro-forma or potential income.....and base asking price off of this.I find that my numbers to evaluate properties almost never work with the asking price (based off potential), but almost always work with ACTUAL value.

Moreover, you'll receive more favorable terms/rates utilizing a primarily home loan product than an investment loan. 

They get free rent/all utilities paid and I pay mine a $500 month stipend after an initial 6 month trial period.

High efficiency appliances were utilized including HVAC, light fixtures and water heater.

Then there are the challenges with Section 8 tenants paying utilities and taking care of their rental property.

@Dee Mandrekar highly doubtful there's such a big difference between market rent and S8 rent.First off, the GROSS S8 amount includes specific amounts for all utilities - electric, gas, water, trash, etc.We do NOT recommend including utilities in the rent because S8 only pays a certain amount and the owner is then exposed to tenant abuse of utilities.