Mortgage lenders will qualify you for a higher purchase amount for multis than they would on a single, because they will count the rent you will be making on the other units as additional qualifying income for your loan application.

I don’t have a loan on the property and hold it cash, but, if I sell it would lend the profits as hard money and earn 10%+. 

Is there a loan assumption available?  

If you create or fund an IUL instead of paying cash you can then get a loan on the IUL.

We process, underwrite, close and fund the loan.  

Not only will lenders be effected, but borrower credit, business loans, inventory, and auto credit will suffer when those effected have to relocate, find long term replacement housing and their livelihoods and income are destroyed.

If you find an investor to buy them, send them my way for the loan.

@Brian Rocha It’s clear why most lenders insist on including rehab funds in the loan, and all of our partner banks follow this practice for fix-and-flip loans to minimize risk and meet securitization standards.

yes, you could use the HELOC as a down payment on a hard money loan, and then the hard money loan for the rest.  

Get a 0-5% down loan and do it again in TN.