I have truly realized how realtors play an invaluable piece of this puzzle I am trying to put together. 

Quote from @Alex Todd: @Basit Siddiqi and @Sean Graham let’s play this out a bit for discussions sake.$3M MF property, depreciation and mortgage interest are ~$180,000.

But you have to play the hand your dealt in areas you live and work in..

There's not really a legitimate company with any standards in the area.

Also, my personal investing goals & acquisition reflect a long term play and not a short term one.

These loans are based more on the property's income potential rather than your personal financials, though your personal credit might still play a role, especially if your LLC is newer.

(Of course other factors can play into it, location, rates, how long its been listed etc).I appreciate it!

I told them I'd understand if they need to cancel but I'd prefer to play it by ear.  

We’ll see in 24 mo if my strategy plays out.

So while there should be a percentage of equitable contribution, sweat equity also plays a factor.