People investing in Phoenix are seeking appreciation.

I know some people feel like they need to invest in a course to hold themselves accountable or feel like they are doing something.

👋It’s a pleasure to join this community and connect with people passionate about real estate.

Many people do. 

But some (Dave Ramsey) people would rather have just a few paid off properties making just a little cash flow.

They go to big multifamily conferences and recruit people that are aspiring real estate syndicators to join them. 

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

Quote from @Jesse Yoder: What insurance works with people doing BRRRRs? 

@Danielle B when buying out of state you have to know the people you will be working with. 

Here are additional comments:1) Buying out of state removes any local knowledge you have from assisting in your success, including knowing areas, people and costs. - We always recommend buying your first rental locally if possible and DIY managing to learn as much as possible before investing OOS.2) Lots of crooks and incompetents in the PMC world:( They both cost you money.- As already stated, you'll have a small portfolio.