And think about how you can incorporate being open into your life and investing career.Best of luck!

Or the "brand new tile" floor is peel and stick tile placed on top of the busted up old ceramic tiles.

In your state of California, I would imaine it more likely for a judge to disregard your incorporation and hold you liable.

You can put her on the deed and not have to put her name on anything at the bank...My wife is the type of wife that if Im buying properties without here involvement she is gonna think I may leave her one day and she is left with nothing...Some women just have this security thing, Im sure if she was the bread winner and didnt want you on any of her stuff it would make you have second thoughts about your relationship as well.A couple years ago I opened a business and when I went to get incorporated I wanted all the shares in my name....OMG I still hear about that crap...I guess it just comes down to the type of relationship you and her have, she may not care if you put her on it or not.

Now my wife and I do the ceramic tile work, and the connection of the plumbing to the sinks, install the appliances, interior doors and vanities.  

If I apply for the commercial loan to finance 10 units building, do I need to be incorporated?

I believe that the 6k appears as a "seller concession" on the HUD (again, I'm new at this...).I think you are wise to avoid trying to incorporate rent credits for the t/b in your proposal (Dodd-Frank).  

ONe of my clients that I fund in Chicago does a really great job.. they take their homes to the studs each and every time... all new plumbing new Hvac new roof new electrical panel and all new wiring Windows usually.. new insulation sheet rock all new cabinets slab granite counters full ceramic tile. 

Professionally I have 19 years in Retail with over 8 year Store Operations Management experience and 11 years in corporate buying.I am handy with rehabbing basics (my 2 condos) and professionally with corporate purchasing, project management andoptimizing operational flow.Currently I own 2 condos and looking to add additional in or out of state cash flowing SFH and/or multifamily properties to our portfolio.My primary strategy is buy and hold but I not opposed to flipping, wholesaling and would like to try tax liens.

Also check on the laws regarding LLC's you area.It can be advantageous in some cases to incorporate in another state with stronger protection for investors.