Hey guys Im new to REI and really life as an adult haha.

Will this improve your quality of life?

FHA loans taken out after 2013 with only 5% down cannot drop MIP for the life of the loan.

If a person is 20 years old, and their life expectancy is another 60 years, then that $600/year adds up to a whopping $36,000,...total. 

I am curious about how that is actually handled by other tax pros in real life scenarios. 

However, the lower payments give you flexibility in case a major life event stresses your finances and/or monthly cashflow. 

Over the past few years, my wife and I have worked hard to improve our financial health—we’ve raised our credit scores above 800, paid off all debt except for our mortgage and student loans, and saved a fair amount.

My approach is one of careful research, strategic planning, and a willingness to adapt as I grow in this exciting new chapter of my life.

I’d recommend reaching out to a local architect or design-build firm who has experience with both home additions and ADU construction to help bring your vision to life.

What are the best sources for atractive durable furnishings that minimize life cycle cost.2.