I need to do more research.My third deal, although I used the same brand, it was mostly out of what is now a habit and didn't have the time to really to put into shopping.

What is the cost of refinancing and are you willing to change your spending habits or will you see the zero balance on the credit cards and add more debt? 

 I’ve had tenants for years around this area some pay on the first or the month on the second and some  pay on the third I do have a late charge per day after the first but I’ve learned on my multi families just go there on the fourth and get the rent and that way I only make one trip otherwise I’m coming back chasing everyone down people unfortunately people are creatures of habit as long as they pay every month I’m fine with that and unpaid late charges  just come out of security per their lease  But I do agree  a new tenant you need to lay down the expectations and what things are and if  is no late charge in your lease you need to amend the lease 

., the building is not habitable.  

Its fairly affordable and obtainable so I dont see the harm in experimenting on its relevancy to my real estate career.

Water Stains in Sub-Floor under toilet (Structure safety and mold/fungal growth concerns) Discolorization of floor joist due to harmful form of fungal growth Door hinge on bottom crawlspace Floor Deflection, sag in master bathroom and bedroom b) The girder in the middle right end of the crawlspace and the floor joists at the rear of the crawlspace have been notched in several locations to install plumbing lines and the headers that were installed where a joist would have been cut in two to install the drain line under the shower stall in the master bathroom are not properly attached and exhibited signs of failure.

If he ends up being your final choice that's great, but if not, no harm no foul.

If it is, probably don't want to make a habit of telling people what it is exactly that you do in the USAF. 

Their unspoken threat might be: don't make a habit of buying such cheapos!

I got caught up in the return, potential and location, but you are right - it could (And will likely) harm the value a good amount when looking to re-sell.