To me it’s a challenging game, an intricate puzzle where if you learn how to play you get great results.

My overall goal for my professional career is to start an investment firm and own a big multifamily portfolio and get into development.

You’re already ahead of the game—stick with Central Florida, and you’ll crush it!

Yes, meaning that with your current portfolio and activity this is way overdone and likely unnecessary.

Hi,I'm a newbie investor looking to expand my real estate portfolio.

But if your a W 2 and real estate is how you are planning on retiring by investing that is a completely different lifestyle and motivation and game plan. 

However, there are lenders who offer more flexible terms or even no prepayment penalties, depending on the deal structure and your investment strategy.To find such lenders, here are some options to consider:No Prepayment Penalty Loans: Some lenders, often private or portfolio-based, offer DSCR loans without prepayment penalties, though the trade-off might be a slightly higher interest rate or fees.Yield Maintenance or Defeasance Alternatives: Ask about other prepayment structures like yield maintenance, which can sometimes be less restrictive depending on market conditions.Custom Terms: There are lenders (like us at Phoenix Funded) who can structure loans tailored to your needs.

A true Portfolio program offers a 15% Down for any SFR or up to a 2-4 Unit Multifamily but requires proof of some sort of income.

I'm in the process of building my portfolio into the program but am concerned on it being a turn-key property accounting software.

They sold a duplex in Austin and exchanged into a small portfolio of properties in the Dallas-Fort Worth area.