Define your criteria (property type, investment strategy, etc.)2.

Am I missing some aspect of creative financing?

Some renters are not okay with this aspect and will overlook your property once you disclose this information.

Per the article, the term "Seriously underwater" is defined as 25% or more owed above the total estimated market value of the property; Among zip codes with at least 2,000 homes with mortgages.I'll let you in BP Nation decide if this potential financial loan distress would make the Rocky Mount area more or less attractive for a real estate investor.

I have a fee simple townhouse (with defined property boundary of my unit), it shares walls on both sides and has a HOA.

After establishing this, the next most important aspect of this land would be its zoning and restrictive covenants.

@Derek Fortin both listing contract and buyer broker contract if you had one on your side usually defines what period after that you or seller would still be obligated for commission.

I want to keep the tradition practice aspect of the range and provide more amenities.

The CFPB does define "conventional loan" as "any mortgage loan that is not insured or guaranteed by the government (such as under FHA, VA or AG programs)", conveniently leaving out the guaranteed money that Fannie Mae and Freddie Mac enjoy as pseudo governmental agencies, but no one that does DSCR loans cares what the CFPB calls their loans because they don't govern DSCR.I'm a broker. 

Also, a colder climate is better for DC.So from this aspect we can see something that's not too obvious, while the job and population is moving to the south, data center or internet data is actually moving to the north lol