Dayton is really undervalued, but that's mostly because there are pockets that are golden, and a few streets over, it's D Class. If

There actually is no legal classification for commercial.

If the carpentry classification is 1/3 of the full year amount of $2850, then a 3-4 month policy for me will be $1000. 

It's a tax classification that provides certain tax advantages, like avoiding double taxation.

@Evan Parker this is happening in the neighborhood I grew up in - In fact my son bought a fixer upper in that very neighborhood - The interesting thing is that it WAS more of a middle class if not upper middle class neighborhood when I grew up and has become a middle to lower middle class neighborhood because of several different things:Age of the homesStyles of the homes (very 70s looking) The ability of the aging generation to maintain the home. 

Quote from @Makan A Tabrizi: People can sue you at any time, for any reason.You only open yourself up to liability if they can prove discrimination against a protected class. If

My lender treated it as a duplex, not a triplex, even though it had a 3rd rentable space  correct because it was not a legal 3 unit which would illicit that FHA guideline so this 2 units (legal classification) with 3rd rentable space (non conforming/non permitted) is a loophole around triggering that FHA SS guideline - self sufficiency test.

Your buy in could fall under teh classification of an "extraordinary event" where, if your lender sells it right, you might get the underwriter to add that buy-in back in as a one-time event that is not a regular occurrence.

Could political beliefs fall under the religion classification?

It allows for the Series structure like protection of a Series LLC.This is not an investment DST, but a Business Trust DST, and to keep that classification of a trust by the IRS it must maintain strict compliance or the asset protection structure will collapse.