We do have the stress test, which means most of the people with new mortgages would have been able to afford higher interest rates...assuming they didn't move to a lower paying job and rates are at or below the level they were stress tested at. 

They talked about the risks, but feels very bullish - My father-in-law is extremely stressed about this since we won't hold the title if anything goes sideways.

Just want to stay out of their way and let them get their work done on their most stressful days.

That's why I stress the importance of building a relationship first.

@Ben T., Yes you can. 

This level of detail will get the lender more comfortable that you are being transparent, the property you own is performning and there isn't an event looming which could harm your personal financial status or create a stress.

@Aaron T.

Originally posted by @David T.

Quote from @Henry T.: Built in 1900?

t unless you have a house to sell or you want to buy one they are selling.