Did you have anything of value or substance to add that might help the OP? 

:) It's most always less about the substance and more about the delivery!

@Duncan Lai Yes...use your own cash, or a cash like substance (meaning non-lien able debt).  

Anyway, let's get to the substance of your claims.

Those details sometimes are danced around in generalities that sound good but lack substance.  

BRICS are on a campaign to knock the U.S. off that pedestal, and we are doing nothing of substance to stop it. 

It's a sales pitch with all hype and no substance.

Not sure how you thought that piece of advice would be helpful but if you have more advice with some substance that would be greatly appreciated.

Yes, you read that right...free money.The explanation of this is a little long for this format, but I'll give you the highlights:1 - Because there is no collateral, when you flip the "cash like substance" (that's what I call it) through a deal, unlike a collateralized loan, you get the principal (this money) back...along with the profits.2 - ...to use again, and again, and again...3 - ...but you only payed for it one time.This is why I say, if you use (not spend) this money correctly, the initial cost is the ONLY COST...as in, you can have unlimited use...but only pay for it one time, and that one time initial cost is insignificant. 

:D No daycare, no home businessNo firepit or outdoor fireplaceNo drugsNo swimming poolsNo hot tubsNo trampolinesNo pets without prior written permission of landlordNo smoking of any substance on property or grounds, inside or outNo illegal activityNo ATVs, RVs, boats, semi-trucks, or unworking cars (cmty rules)Limit to X cars per propertyNo parking on grass yards or sidewalksMaximum occupancy of X (if your city allows it) or "premises to be occupied only by individuals stated in this lease"Late rent fees and curesNo subletting without written consent of landlordList of fees and recourse for bounced checksLiability clausesHow many days notice to leaveHow leases renewWhat the security deposit can be used forWhen/how the security deposit gets refundedRepairs-- by whom, when, at what expenseHow to notify you when repairs are needed (I put a clause saying that... any repairs not given to me in written by certified signed mail are deemed not to have happened at all.