Right now, I’m seeing max LTVs closer to 80% on purchases, though before COVID, we sometimes went up to 85%.Also, keep an eye out for lenders who promise amazing terms but demand large commitment fees upfront.

Due to the current interest rates, you probably can't live for free, but you can definitely learn how to house hack in that first year, reduced your personal housing costs, learn the rent by room/co-living strategy on-site, and then probably break-even after move out, but most importantly, it is possible to make that work in 2025 with today's rates.It just takes being open-minded and willing to be flexible for the 1st year.  

They prioritize personal development.

Your personal loan has a 5 year balloon period.  

Even when I did reach them the first time,  the other person on the other line sounds like a moron who doesn't know how to help. 

Some of the heavy hitters here in Chicago discussed the ADU program with a very nice person from the building department.

Personally I wouldn't feel comfortable trying to wholesale a relatives $1M home knowing that I am breaking the law if I cross over into doing anything that can be considered representing them in the transaction, and knowing it will only be marketed to people who buy properties wholesale (typically investors who don't want to pay retail prices), instead of the majority of retail buyers active in the market who are typcially willing to pay more. 

Insurance- personal property.  

Unless you revise your plan and ensure that your personal use is under 10% of the rental use.

It actually says “Loans to Partner (or persons related to Partners)”.