I will start from the offer stage. 

A Roth IRA Conversion lets you convert funds, pay taxes upfront, and withdraw contributions tax- and penalty-free after 5 years, offering a longer-term solution.This post does not create a CPA-Client relationship.

Instead, increasing umbrella insurance ($2M–$5M) might offer sufficient protection at a lower cost.

At $15K a year, that's just bare minimum without any of the other modules that Yardi offers.

A 20+ unit building offers instant scale—more units under one roof means better cash flow per dollar invested and easier management (one property, one system).

These are great programs to use and NY offers a few as well as a couple of Nationwide DPA's and grants.

One reason was the condo management company wasn't doing a great job and there were always extra levies. 

@Shannon Strickland offered some great advice. 

It’s great to be trusted with others hard earned capital but I only accept that responsibility because I KNOW I can do the job - that I have done the job over the years. 

I do agree with @Patrick Roberts in the rate and terms department, but there should be some good lenders out there offering up 80% LTV on tri/quad plexes.Good luck!