( keep buyers from wasting money on DD i suspect)3.

This is only if the bank agrees to sell for less than the amount owing.

Have your CPA run this scenario with your numbers; too much money to take advice from the internet!

That way my money can keep working for me and I have the peace of mind that I have cash available if necessary.

. :) A zoning change can take up to 6 months, approval isn't guaranteed (despite Aldermanic support), and potentially cost a lot of money (architectural site / floor plans & dimensioned elevations, zoning attorney, holding costs, etc.) 

What I've found is that it offers too many configurations and if the user isn't aware of what the outcomes are, it can actually make them loose more money faster.

Even though I wasn't a good asset manager, I made money on my properties. 

The house is valued at around $230k, and I still owe about $200k on it—not my smartest move, but I’m learning as I go.  

I originally used liquidity from a refi, HELOC, and a personal LOC to make the purchase and then refi'd that money out after closing.

If you look at the demographics of the city, we’re not growing but we’re rapidly changing”.Large institutional money has not found the Pittsburgh market yet.