If it’s rental property do you seek amenities in the locaton or that doesn’t matter.

Of course, to complicate matters (and here starts my dilemma), I am also rebuilding on my primary residence.

There are so many gurus online pushing 0 down loans, and it simply does not exist if you have no experience, assets, or reserves.

Metro areas in AZ for that matter are along the same lines. 

Quote from @Chris Seveney: Quote from @Jay Hinrichs: few things if these are sold to homeowners were the dodd frank rules rigidly followed when you did these.if they are sold to investors then DF doe not come into play.while credit and such matters keep in mind note buyers will want a 12 to 20% or more annual return..

Rent is paid in full, doesn't matter where it comes from. 

The tenant used an online maintenance request system to request a handful of maintenance issues for the first 6 to 8 months.

can't even begin to understand where you are today, but you and your family understand, and that's all that matters! 

It does not matter the size of the city. 

If what you need is an investment-focused lender or broker then it does not necessarily matter in-state vs. out-of-state.