The liquid capital I have allocated for acquisition is in the $100k-$130k range. it may not be much but I am looking for properties that need a lot of work and being that i'm in construction this part or the process should be less of an expense for me. 

 Hey BiggerPockets family,I was just approved for an owner occupant, Fannie Mae, 5% down with a purchase price of $1.3 million for a 4plex in the Phoenix Metro of ArizonaMy middle FICO credit score is 759My current DTI debt to income ratio is 30%I have enough down payment, closing costs for the subject property, and enough liquid reserves for all 10 of my apartment buildings totaling 45 units in PHX Metro AZmy mortgage lender quoted me with a rate at 8.125% with me paying 0.156 points totaling $1,920My question is,does this 8.125% interest rate sound reasonable for an owner-occupied fourplex 5% down Fannie Mae conventional loan as of March 27th, 2024, at 1700 hours?

You want to get something around 150k and put 25% down to leave yourself with some liquid to execute on another deal . you'll be able to obtain a 30 year fixed DSCR which is no income and no doc 

This is what I own:Bank: 35kCash: 7kInventory (business): 230k Robinhood brokerage: 27kFidelity Roth: 5.5kRoth 401k: 32kPersonal money market account: 15kBusiness money market account: 42kTotal liquid cash: $393,500Debt: -16,000 college loanHow should I go about investing this?

PPI, the Fed’s preferred measure of inflation, popped up last month, and PCE, CPI and PPI have been resilient to up in the face of the fastest interest rate increases in history and Quantitative Tightening, where the Fed stops buying corporate and government debt to reduce liquidity in the economy and slow financial markets.

I will say that the returns are a lot better and it is nice that the money is liquid in case I have do have some major expense like a roof or AC pop up.

He primarily works with investors, either building or liquidating portfolios."

Another benefit of this option is that there is no additional liquidity requirement at closing.

This applies to all transfers by foreign taxpayers – whether by sale, exchange, liquidation, redemption, gift, or otherwise.

So about 1,100-1200 monthly expenses after groceries and other miscellaneous things I’d say.This is what I own:Bank: 35kCash: 7kInventory (business): 230kRobinhood brokerage: 27kFidelity Roth: 5.5kRoth 401k: 32kPersonal money market account: 15kBusiness money market account: 42kTotal liquid cash: $393,500Debt: -16,000 college loanHow should I go about investing this?