In the same way, so many churches want to guilt you into giving directly to their institution (mostly because they have initiatives they feel are important). 

Traditional lending for investors as well as Non-QM for Investor capital with DSCR options as well as 1st Lien HELOCS for investors.

If you have any specific questions or need a referral, happy to lend a hand! 

It’s always best to double-check with your lender to understand exactly what they consider in their DTI calculation.Since you’re focusing on DTI for future loans, it could be helpful to explore asset-based lending options where your income may not weigh as heavily in the decision.

I realize residential financing doesn't currently allow for this and pulling money out down the road could be more complex or strictly in the commercial lending realm.Any and all feedback is appreciated!

Does the insurance company feel comfortable insuring in that area, does the lender want to lend on this property... and so on. 

The goal is to show that you are not making money in the lens of the IRS, but also making sure that you can + cashflow in the lending world.

It's not "no-questions-asked" lending, but very close...Happy to help you strategize further!

After reading this, I am thinking online for day to day stuff and maintaining our relationship with the current local bank where our our account (both business and personal are) for lending.

Hard money lending is a possibility, but that decreases my cash flow.