A rate cut in September is more symbolic and a signal to markets that the Fed is cautiously optimistic that they've tamed inflation than actual dovish Fed Policy. 

In addition, 1031 Exchange Qualified Intermediaries are generally not required to be bonded, insured or maintain any other form of minimum equity capitalization.

Plaintiff's attorneys normally cast a wide net to start to take inventory of what insurance may be available and the property owner is the easiest to identify since deeds are public.

Do you think First Insurance will, insure in a high fire risk locale? 

For instance, depending on your location insurance costs could be much much higher than indicated in the book, construction costs are a lot higher, etc. 

what is damage protection insurance? 

I have the rental properties insured with a variety of lenders and no issues with putting all of them under the umbrella policy.

You can point them towards resources, but I recommend you stick to your policies (if you have any) regarding late fees and eviction.

You should also check to ensure they have Errors & Omissions insurance, Fidelity Bond coverage, and a Financial Institution Blanket Bond.Some are more consultative and advisory and provide guidance, while others are just processors. 

I've only ever purchased homes as primaries, one being rented out currently to an insurance company and the other is my current primary.