Enjoy the adventure. 

I guess that is why your vacancy and maintenance are so high.If you feel adventurous, there are many options for you in the US for better returns.Best.

I wish you the best during your adventures!

If you have a 12 unit that is generating positive cash flow, and your bank is telling you they prefer to gamble on a flip... that's silly.

Provo is a great place and will not likely drop much even in a downturn (I have 2 buy and hold rentals there now) Trying to cash flow any new purchases in Provo is extremely difficult unless you buy condemned property and rehab it all your self (and don't mind still paying $150/sq ft for that) There are to many wanting to pay too much and gamble on appreciation.

I have some close friends that are doing really well with flips out here in the Long Beach, L.A. area, so I'll probably jump in on my first adventure with them, just to get my feet wet and then go from there.  

I think I'll move on the property regardless as our first adventure into house hacking.

However, I’ve been browsing and reading Biggerpockets for a couple of weeks now and I am excited to finally start my adventure in real estate investing.

I have been in the financial industry for over 30 years , and am now looking to start a new adventure in my life. 

BUT IM READY TO GET MY FEET WET IN A NEW ADVENTURE!