These can be fairly automated for you as well to help save you 10% which on 2 units could be well worth it. 

There won’t be a ton of supply, so you should be able to get an idea on locations and pricing fairly quickly.

It is in North Park, developing fairly quickly but nothing I would call 'luxury'.

I consider myself to be fairly educated but I have no clue what you are asking. 

There are more than a few posts on this topic.Do you have a bunch of STRs?

The only way to modify a loan to a lower payment during a time of rising rates is to move a bunch of principal to the back of the loan.

Maybe rephrase your questions or a new thread and copy in @Chris Seveney  he is very experienced lender with capacity you dont want to waste time with a bunch of fake lenders. and you brokers or HML are not going to touch this loan thats a fact.

There is never an agenda, just a bunch of RE junkies drinking coffee and chatting about the market, local news/regulations, and helping each other find their way in the vast world of Real Estate! 

I’m saying I’m nervous that the appraisal won’t go all the way too current fair market value.

@Larry Nielsen We’ve found a great way to raise rent is:Determine market rentShare the proof with the tenant (they can see it on Zillow anyways)Tell the tenant, given your rent is $x and market rent is $y, what do you think if a fair increase?