Agents pay for insurance for these kind of things.

Prepaid items are comprised of property taxes and insurance and prepaid interest.Property taxes and homeowners’ insurance will depend on whether or not you have an escrow account, when you are closing, and when those items are due.

Yes, talk to your Insurance Co.

As an investment property owner, this means less maintenance and fewer unexpected expenses from storm related damage, often resulting in more affordable insurance premiums, less wear & tear on mechanical equipment, roofing materials or exterior surfaces.

.: Quote from @Chris Seveney: @Dana YobstBlows my mind how he is out there still teaching classes and going on as nothing happened but it sounds like these debts are not getting substantially paid down.As many of us know, one of the main reasons he's able to continue on is with the help of this other self proclaimed criminal https://weclosenotes.com/ep-nc-03-protecting-yourself-using-a-corporate-veil-with-aaron-young-from-laughlin-associates/ Using a remote entity to limit liability is a life blood of insuring investment into all types of job creating, life saving and life improving business development.  

If you want insurance bookings, those always require a showing beforehand.

There is no insurance that covers an increase in HOA assessments. 

I am not as familiar with your area land wise although I suspect there are developments of lots there that do go.. title insurance is the other issue..

There is no way these are licensed and insured contractors. 

If you are really worried about liability, get a bunch of insurance policies like an extra umbrella or beefed-up property insurance.