I had one applicant say that he had all the information in a word document and could I cut and paste it in.  

If I was a newbie, I wouldn't have the volume or the wherewithal to protect the lender's money the way we do.We have a couple of groups that are trying to gain our business and have offered to cut rates below what we're currently paying.  

You have $606 after tax dollars to spend on the rest of life's expenses, including investing, buying flowers for your significant other, cell phone bill, water/electric/vehicle expense/food/childcare/hair cuts/vacation. 

The main beam also has been cut to accommodate a drain pipe.

Cities are then forced to cut back on services.

We had a huge downward revision to the BLS jobs growth figures, the Fed minutes explicitly said that a rate cut on Sept 18 was likely, and average mortgage rates moved below 6.5% (and are now 1% lower than they were a year ago).July housing starts disappoint.

The primary goal of cost segregation is to identify components that are not real property and therefore can be depreciated faster (typically over five, seven, and 15 years).

With older buildings, we need to be careful with the components of the building, such as roof, driveways, mechanicals.If you have to change the roof in the next 5 years, there goes any cash flow.

While I’m making solid cash flow from my investments it would significantly cut into my cash flow if I had a $1500/month HELOC payment.

It doesn't happen like a tenant, all at once, but it's death by a thousand paper cuts.