This economy doesn't have the hallmarks of greed and over-leverage as the economy of 10-15 years ago, but if you're contemplating making a move, do so and look forward and don't think about trying to time the market. 

Living at home isn’t bad but being on my own would be preferable.I’ve been researching into the idea of house hacking and buying a duplex to rent out half.But I’ve also been contemplating knocking out all 31k in loans in one year then saving for the down payment.

Every sponsor worth the title should be doing the same.Given that the quality of the sponsor drives the outcome more than the real estate itself in most cases, this level of DD should be performed on every contemplated investment. 

So they have no knowledge of the contemplated purchase of the adjacent lot with your personal funds. 

Hello,  I am contemplating selling Stock and flip the cash into Bitcoin. 

MAYBE 3.... here we are contemplating a fourth.

@Corey Frazier Of course there are plenty of HMLs, including ourselves, who lend on fix and flips in Florida for the value you are contemplating. 

There are some established private lenders that will, on an individually determined basis, provide money for a down payment and secure their position with a junior lien and or equity position.With a transaction of the size you are contemplating, your most probable chance of success lies with an individual whom you have already established a relationship with or one you meet at a real estate investing event.Your deal becomes easier to structure if you have even a small part of the purchase price to invest out of your own funds.

I've been contemplating switching my focus to wholesale deals for the next six months to pad my bank account for more flips/buy & holds in 2020.

I've been contemplating switching my focus to wholesale deals for the next six months to pad my bank account for more flips/buy & holds in 2020.