Instead, you checked out through Stripe with a VISA card ending in 1372 (expired).

Best to do this properly and ignore the people who say not to advertise this. 

Significant changes to lease terms that impact tenantAlso, the tenant would not qualify for relocation assistance if they live outside of Portland City limits, live with their landlord, or have a week-to-week tenancy.The tenant has a "Right to quiet enjoyment" No entry is allowed for maintenance or repairs without proper 24-hour notice.

If the score is too low, does anyone have the proper wording to tell the applicant that we can proceed further due to this?

Like you said, put the proper protections in place but know that you can still lose your money - unless you are in first position.

Further, you'll need to ensure you get the proper insurance, and that has been more and more difficult in recent years.

As you say, the concept is great and true, but the proper application in practice may not be as advertised.

Please work this material through your professionals and seek the proper advice. 

., Id love to work up to being able to afford a property to house hack one day but it is not in the cards right now.

But my biggest advice, make sure you properly comp the property.