Sometimes their estimates of rental income may be less conservative than yours.

One 2 Bd apt. and two houses, 5 bed's each.Financing Approach:80% Bank20% 10% down payment10% seller financing - terms to be negotiatedAnnual Financials:-5% vacancy (the market is emerging and vacancy is very low - we know this because we own a 4-unit in the same area, purchased from the same seller)-Rent roll: $55,800 - can be pushed up by $4,800 conservatively after rehabbing-Property Taxes: $4,277 -Insurance: $1,619-Maintenance / Capex: $11,160 (projected - 20% of rents)-Water / Sewer / Utilities: $6,200-Property Management: $3,600 In summary:At purchase:-$55,800 gross income-$21,903 total expensesPro-forma:-$60,600 gross income-$22,529 total expenses We want to get your thoughts on this deal.

It is a poor use of   money for a investor but if it makes you happy who cares.Ultra conservative investors will applauded you.

I keep 100K in a conservative fund that generally gives a return of around 5-6%.

If you pay the utilities, there is very little concern for conservation  on the tenants part.. they are less likely to report leaks/running toilets.  

We're beginning the hunting process this weekend and our agent is a family friend.Our family is rather conservative with investing and see the Brrrr method as risky, is it?

I might be very conservative in my thinking, but it has helped me through these types of situation before. 

Not sure if I buy this argument.The ARV is conservatively $200k. 

Today, these 60 units conservatively are worth about $2.2M+ with strong positive cash flow. 

Maybe im too conservative when running my analysis and overlooking good opportunities?