Go to your bank and they can provide you with instructions.

Unlike traditional bank loans, private lenders offer quicker approval, fewer requirements, and the ability to customize loan terms to fit the project.

What banks do you guys recommend that I can use in the US?

Or, are the failed projects going to kingmade investors that have "special" relationships with the lending banks? 

I have found lower end W/D more recently have been failing much faster than the higher end names (Samsung, LG, etc). 

Look at my post here : Property Management Banking (biggerpockets.com)Let me know if anyone has experience using especially their banking.

Personally I have not had much luck with seller financing when there are agents involved - most don’t understand it and think it just makes the deal more complicated.Did you check with your bank to see if they will mind you having a second loan on the property?

You're spot on with how private money lending offers speed and flexibility compared to traditional banks.

When I have asked the management company about the HOA board in the past they always fail to respond.

I have a family investor that I will borrow from for the down payment, then finance the rest from the bank.