I believe your loan could get called if you transfer ownership to an LLC without consent of the lender, especially a brand new LLC that does not have two years of tax returns.

Also -without an in service rental, you have no schedule on your tax return on which to deduct those expenses. 

I purchased a duplex in Saginaw from them in late 2023 and should have seen the red flags from the start.An early red flag was when my contact Katee was doing a video walk-through of the property that I ultimately purchased.

I imagine I can get his wages garnished or maybe collect from his tax return.  

Given many are returning to offices, would Austin still be a good market to invest and own?  

We use private investors and offer them 20% APR, with 10% return guaranteed, paid as a balloon. 

The wife and I are in the middle of building an 800sqft detached 2BR 1 bath ADU in our backyard near St.Augustine in downtown Raleigh and was curious what you find they return in equity.

Given you're in Texas and don't have a state tax return, it really opens you up to work with providers nationwide. 

And every year the same families came up from Mexico to do the harvesting for us and then returned .

BUT there have been 24 late payments with the last late payment made in Nov 2024 and  0 paid on time.